J-1 Minimum Insurance Requirements
All J nonimmigrant exchange visitors MUST maintain health insurance for him/herself and any accompanying family members to legally maintain the J nonimmigrant status for the duration of their program. Willful failure to purchase and maintain health insurance for yourself and any accompanying family members will result in a termination of your J-1 program! The required amounts for insurance to maintain valid status are:
- Medical benefits of at least $100,000 per accident or illness
- Payment for repatriation of remains in case of death in the amount of $25,000
- Payment for medical evacuation in the amount of $50,000
- A deductible not to exceed $500 per accident or illness
- An insurance policy secured to meet the benefits requirements must be underwritten by an insurance corporation with an A.M. Best rating of "A-" or above, an Insurance Solvency International, Ltd. (ISI) rating of "A-I" or above, a Standard and Poor's Claims Paying Ability rating of "A-" or above, or a Weiss Research, Inc. rating of B+ or above.